Portfolio

RainFrog has two investment options: the RainFrog Growth Portfolio and RainFrog Income Portfolio. Each portfolio has a different degree of risk, and balancing their investments between the two portfolios allows partners to adjust their risk level to meet their own investment goals.

RainFrog Growth

The Growth Portfolio is comprised primarily of equity investments in publicly traded companies, and generally offers a higher return than the Income Portfolio. However, equity investments are sensitive to market conditions and to the short-term performance of issuing companies. Therefore, the higher return of the Growth Portfolio is accompanied by higher risk.

RainFrog Income

The Income Portfolio maintains at least 80% of its assets in government-backed or investment grade interest-bearing securities. These investments make payments that are guaranteed by the issuer. The Income Portfolio offers partners significantly lower risk than the Growth Portfolio. However, lower risk also means a lower return.

Partners decide how they would like to divide their investment between the two portfolios when they invest, and they can make changes to their allocation once each month.